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Refinance Home Loan Rates – Lower Interest Rates in January 2010? Subprime Blogger (blog)

Historically speaking, a mortgage interest rate this low is quite remarkable. If you have been thinking about refinancing your home loan today it is a very good idea to do your research and get on top of this issue. You will want to get your mortgage application submitted as soon as possible. Do not wait until January when all the refinance applications are coming in in your application could be at the bottom of the stack.

There many lenders out there that are currently advertising low mortgage rates. Many of these lenders are advertising mortgage rates well under 5%. You may want to contact some of these lenders and see just what they can offer you. If you find a low mortgage interest rate is in your future than it is a very good idea to go ahead and get started and do whatever it takes to save on your monthly mortgage payment.

The only way to truly know what interest rate you’re going to get on your mortgage is to submit a mortgage application. You can go on websites and estimate what your mortgage rate will be that every person has a unique situation. If you have equity in your home and a very good credit score you may find that you can refinance to a mortgage rate below 4.75%. If this is the case you will save hundreds of dollars on your monthly mortgage payment.

Refinance Help. Fill this form and get help!

How much is the interest rate for Personal Loan and Car loan in Dubai banks?

How much is the interest rate for Personal Loan and Car loan in Dubai banks?

What is the maximum available tenure for expats?


Personal loan about 15-18 %

car loan 3-4 %


With the UAE being an Islamic country, I dont think there is any interest on loans as under Islamic law interest is forbidden wether you give or receive it.


Personal loan generally in the range of 9 to 11 per cent. Car loan is lower than this. Tenure 3 to 5 years.

What is a good intrest rate for a personal loan?

I took out a personal loan from a credit union for $4000. The intrest rate is 9.9% and I have 5 years to pay it back. Did I get a good deal? My credit is in excellent condition, I have never been late on a bill and I have one student loan bill already pain in full.


You have a good rate, this is signature loan? Meaning no colloidal, not backed by house or car title? You need to step up the payments as much as possible, 5 years is too long to take to pay back this loan.

You should be able to put $1,000 a year in the savings account after all you bills are paid. This is minimum, you should be trying to put $500 a month in the saving account on a regular basic.


hi there, I think you got a fine enough interest rate on an unsecured personal loan. Truly, since you offered no collatoral except your promise to pay, this is a fine rate. Take your monthly payment and add a bit to it each month and you will pay it off faster and spend less on interest.
Good Luck
ps im a mortgage broker

Are there any financial institutions that offer a fixed rate for a unsecured personal loan?

I'm looking to consolidate my credit cards with a unsecured personal loan but would like a fixed rate I could afford. Are credit unions my best choice?
Is there a web site where I could compare institutions?


You're asking for an unsecured loan to pay off other unsecured loans. You won't get a rate much better than the credit cards unless you have a really good credit record and verifiable income.


usecured loans are offered at fixed rate.
unsecured line of credit are alaways varaible, dependent on Prime( now 7.5%)

can I get a personal loan with a libor rate?

I've read a little bit on here about what the LIBOR rate is, but nobody has specified why you would prefer a LIBOR rate, and whether or not I have a choice. Do student loans come with a libor rate? Basically, what started this whole search was how do I find the best personal loan rate for myself? I can't use Federal, etc, because I've already been down that road, so I am purely looking for personal loan rates, please. I somehow believe LIBOR is tied into this somehow, and am wondering if I should be looking for personal student loan with a low LIBOR spread.


Well, the LIBOR is the rate at which banks lend to each other, so looking for this rate specifically when you're trying to find a personal loan won't be very helpful.

In your situation, the best thing to do is work out how much you'll need, and what you want the repayment terms to be. Once you know this, you can start doing research of various lenders to determine which one offers the best rates on the loan you want. When you've found the one with the lowest rate, you can go about applying for it.

How do I calculate what is a fair interest rate to apply to a personal loan?

Is 10% a fair rate to apply to a personal loan originating in the U.S. ? How about if it originated internationally?


In the US, the prime is 8.25%. The rates right now for any lending in the US is pretty bad because of our economy. Check http://www.bloomberg.com for more info on rates and exchanges nationally and internationally. But 10% in the us is pretty good. Rates are between 7-22% right now, depending on reserves you have (stocks and savings) and credit rating. A credit union will ususally have a lower rate, though. If it's an auto loan, shop the dealers for finance specials, and if you own a home, a home equity (HELOC) is the best way to finance anything (besides cash), because the rates are usually lower.


I would see what the prime rate is and check with some banks to see how much they are charging for personal loans and go from there. However, if you are making a loan to a person because they can't get one at a bank then charge whatever you want and they will probably pay it.

Where can I get a personal loan for a very low ineterest rate?

I want to get a personal loan for about $5000.00 and want a low interest rate. The banks are around 12%, which is too much for me to pay back a month. Does anyone have any suggestions?


The only place I could even imagaine that would give you a lower interest rate than that for an unsecured loan would be family or friends. Banks, credit unions, etc. are,at the minumum,11.50% for A credit with established credit. Good luck.


If you are not currently a member of a credit union you may want to check it out...Credit unions require that you have some membership qualification such as you have a family member in the military or that you live in a certain county, but ask around they often have more cunsumer friendly rates


We work with a partner that offers unsecured loans starting at 6.5% but you have to have a very good credit history - a credit score of 700 or above. Also the loans start at $10K so I don't know if this would help.


There are 2 types of personal loans – secured personal loans and unsecured personal loans. Secured personal loans require you to pledge any of your assets like you house to the lender as collateral. Many people choose this type of loan due to many benefits like lower interest rates, long repayment time and easy terms and conditions. But your asset is under threat if you cannot make timely payments. Your asset can be taken over by the lender and thus you lose the possession of it.

Unsecured personal loans do not have any risk since you are not pledging any asset. But you pay more interest due to higher interest rate, short repayment time and rigid terms and conditions. If you are a tenant or homeowner who does not want to take the risk with your property, choose this type of loan.

Where can I get a low fixed interest rate personal loan to pay off my variable private student loan?



US Bank traditionally has some of the best rates for what you are looking for. however, if you do not have good, established credit, you will have trouble qualifying for the program. But why pay off your student loans anyway...they are usually going to have better rates than any personal loan in the world...they are for students. just keep em, pay them off later.


Brazos Co. Higher ED. is always offering consolidation. Check w/ them. You can probably find them online somewhere.


do you own a home ,a nd have your payments started on your student loan?


its very stupid to pay a loan with another loan.

start working hard so that you can pay off your loans!

but if you're still that lazy, go check with banks.

and it seems you're just as lazy to do that that's why you asked this.

*sigh*

how can I lower my interest rate in personal loan?

I have a personal loan and I would like to lower the interest

what is the annual percentage rate for a personal loan through american general financing?

I was wondering if a loan through american general financing is worth it or putting in on a regular credit card with a 15.99 interest rate and paying more than half off each month


the interest rate depends largely on your credit history/ score. it also depends on what you are getting a loan for. it could very well be higher than 15.99. i know the state maximum in KY for a car is 23.9%

Who is the best loan company that has the lowest interest rate for a personal loan?

I want to find one that has an interest rate lower than 20%..I have already tried Citi Fiancial and they suck !!


credit unions offer lower rates than banks do start with a local one in your hometown and or search the net

personal loan rate - News


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